Taviora Private Bank · Est. MMXVI · Zürich
Banking, elevated to an art.
Europe's private digital bank for those who measure wealth in generations — not quarters. Discreet by design. Precise by obsession. Built to outlast.
The Maison
A Swiss private bank, rebuilt for the digital century.
Taviora was founded in Zürich by private bankers and engineers who believed discretion and technology were never opposites. Today we steward €48 billion for 12,400 families, founders and institutions across nineteen countries — with the intimacy of a family office and the rails of a modern platform.
Our storyWhat we do
Four disciplines. One standard.
Private Banking
A dedicated banker, borderless accounts and a concierge that answers before the second ring. From €250,000.
Discover IIWealth Management
Discretionary mandates, estate architecture and family-office services designed around a century, not a cycle.
Discover IIIInvestments
Global equities, private markets, real assets and regulated digital-asset custody — engineered for patience.
Discover IVPremium Cards
Three metals. One promise: the world, unlocked. Onyx, Aurum, and the invitation-only Sovereign.
DiscoverThe Sovereign Card
Forged, not issued.
Machined from a single billet of precious alloy and engraved by hand, Sovereign is carried by fewer than nine hundred people worldwide. It is not applied for. It arrives.
- Dedicated lifestyle manager, day and night
- Private aviation & yachting desk
- No preset spending limit, no foreign exchange fees
“Taviora doesn't feel like a bank. It feels like a member of the family who happens to manage money flawlessly.”
Family Office Principal — Geneva
Read client storiesBegin
Your wealth deserves a standing ovation.
A private conversation. No obligation. Absolute discretion.
Request an Introduction →Home / About
The Maison
Heritage of discretion, engineered forward.
Taviora began with a question asked on Zürich's Paradeplatz in 2016: what would a two-hundred-year-old private bank look like if it were born today?
Our story
Ten years. One obsession.
Our founders — three private bankers, two cryptographers and a watchmaker's daughter — shared a conviction: that the rituals of Swiss banking deserved rails worthy of them. No branches to queue in. No forms in triplicate. Only the essentials, executed perfectly: safety, secrecy where the law allows it, and returns compounded with monastic patience.
Today Taviora is an EU-licensed credit institution stewarding €48 billion, still privately held, still refusing to advertise on billboards. Our clients find us the way one finds a good tailor — by quiet referral.
Founded in Zürich
Seven people, one vault, and a charter written in fountain pen.
EU banking licence
Authorised as a credit institution; first thousand clients onboarded by invitation.
€10B under stewardship
Discretionary mandates opened; the Onyx and Aurum cards enter circulation.
London & Paris
Mayfair and the 8ᵉ arrondissement. The Sovereign tier is whispered into existence.
Digital asset custody
Regulated, insured cold storage — the vault, reinvented for a new asset class.
€48B · 19 countries
Dubai opens. The question from Paradeplatz keeps being answered.
Values
What we refuse to compromise.
Discretion
Your affairs are yours. We build systems — and habits — that forget as deliberately as they remember.
Precision
A misplaced basis point is a broken promise. We measure everything, twice, in real time.
Permanence
We plan in decades and quote in centuries. Fashion is expensive; endurance compounds.
Humanity
Algorithms execute. People decide. Every client knows the voice — not the hold music — of their banker.
Leadership
The custodians.
Isabelle Marchand
Chief ExecutiveTwo decades of Geneva private banking; believes elegance is a risk-management strategy.
Viktor Lindqvist
Chief Investment OfficerFormer sovereign-wealth allocator. Allergic to leverage, devoted to compounding.
Amara Okafor
Head of Private BankingBuilt concierge desks on three continents. Answers her own phone.
Dr. Jonas Keller
Chief Technology OfficerCryptographer. Treats every line of code like a load-bearing wall of the vault.
Meet the bank that remembers your name.
Request an Introduction →Home / Private Banking
Private & Personal Banking
One banker. Every door.
Multi-currency accounts across 28 currencies, same-day global transfers, and a human being who knows your children's names — reachable in under four minutes, around the clock.
Tiers of relationship
Choose your altitude.
Signature
Relationship from
€250,000
- Dedicated private banker
- Accounts in 28 currencies, zero FX spread on majors
- Onyx metal card included
- Advisory portfolio access
- Priority desk, 07:00–24:00 CET
Reserve
Relationship from
€2.5M
- Senior banker plus dedicated analyst
- Discretionary mandates & Lombard lending
- Aurum card for you and family
- Estate & tax structuring reviews
- True 24 · 7 concierge, four-minute response
Sovereign
By invitation
€25M+
- Family-office coverage team
- Bespoke credit against art, aircraft, equity
- The Sovereign card, hand-engraved
- Next-generation stewardship programme
- Direct line to the executive floor
Everyday, elevated
The ordinary, done extraordinarily.
Salary in London, tuition in Lausanne, a villa deposit in Lisbon — moved, converted and confirmed before your espresso cools.
- Instant SEPA & SWIFT gpi — tracked to the second, fee-transparent, same-day value on majors.
- Household accounts — partners, children and staff, each with sculpted permissions.
- Deposit protection — €100,000 EU guarantee, fully segregated custody above it.
- Lombard lending — liquidity against your portfolio in 48 hours, from 1.9%.
- Travel rituals — cards that pre-clear themselves; a concierge that lands before you do.
Banking that answers before the second ring.
Speak with a Private Banker →Home / Wealth Management
Wealth Management
Wealth is a verb. We conjugate it in decades.
Discretionary mandates, estate architecture and family-office services — one coverage team, one ledger of your entire life's work.
Discretionary Mandates
Hand your strategy to Viktor's desk. Risk-budgeted, tax-aware portfolios rebalanced with surgical restraint — reported to the basis point.
Estate Architecture
Trusts, foundations and holding structures across jurisdictions — built so the fourth generation argues about art, not assets.
Family Office Services
Consolidated reporting, governance charters, next-gen education and the quiet administration of complicated lives.
Philanthropy Advisory
Foundations designed, grants diligenced, legacies measured — generosity with the same rigour as any other portfolio.
Method
Four movements, conducted quietly.
Listen
Two conversations before a single number. We map family, ambition, fear and legacy first.
Architect
A written strategy — allocation, structures, liquidity ladders — in plain language you could read aloud at dinner.
Execute
Institutional pricing, best execution, every trade time-stamped and attributable. No drama, ever.
Steward
Quarterly in person, live in the app, recalibrated as life happens. Decades, remember.
Let's plan the next hundred years.
Arrange a Consultation →Home / Investments
Investment Solutions
Patience, compounded.
We do not chase quarters. We build all-weather portfolios across public and private markets, priced institutionally, reported transparently, held with conviction.
Illustration
Taviora Balanced Mandate — a decade, indexed
Illustrative only. Past performance does not predict future returns. Investments may lose value.
The palette
Six asset classes, one conviction.
Global Equities
Concentrated quality at global scale — businesses we would happily own with the exchange closed for ten years.
Fixed Income & Credit
Sovereigns, investment grade and selective private credit. Ballast first, yield second, surprises never.
Private Markets
Buyout, growth and venture access from €100,000 through institutional feeders — the premium of illiquidity, captured deliberately.
Real Assets
Prime property, infrastructure and agriculture. Assets you can stand on, hedged against the decade's inflations.
Digital Assets
Regulated, insured cold-storage custody and measured mandate exposure. The new vault, held to the old standard.
Structured Solutions
Capital-protected notes, concentrated-stock collars, FX overlays — engineered per client, priced without theatre.
Philosophy
Risk is not volatility. Risk is permanent loss.
- Flat fees, no retrocessions — 0.35%–0.85% p.a., disclosed to the cent. We sell judgement, not products.
- ESG, integrated not advertised — stewardship voting on every holding, exclusions you set yourself.
- Drawdown discipline — every mandate carries a written maximum-loss budget, monitored live.
- Your eyes, always — position-level transparency in the app, exportable in one tap for your accountant.
Own tomorrow, calmly.
Discuss a Mandate →Home / Cards
The Collection
Three metals. One promise.
Weighted, machined and cold to the touch. Tap a card to turn it over — every Taviora card is engraved on both sides with intent.
Tap or click a card to turn it over
Carry the bank in your pocket's pocket.
Request a Card →Home / App
The Taviora App
The vault, in your pocket.
Your entire balance sheet, your banker, and your cards — behind one biometric door. Designed in Zürich, rated 4.9 across both stores.
Capabilities
Everything. Nothing extra.
Biometric Vault
Face, fingerprint and hardware-key entry. Sensitive views blur the instant you look away.
Instant Global Transfers
SEPA Instant and SWIFT gpi with live tracking — 28 currencies at interbank rates.
Wealth Dashboard
Every account, mandate, property and vault — one net-worth line, refreshed live.
Encrypted Banker Chat
Your banker — the human — in an end-to-end encrypted thread, with voice notes and documents.
Twenty grams of app. Forty-eight billion of calm.
Get Access →Home / Testimonials
Client Stories
Spoken softly, meant entirely.
Our clients rarely speak publicly — discretion cuts both ways. These words are shared with permission, names withheld by design.
Taviora doesn't feel like a bank. It feels like a member of the family who happens to manage money flawlessly.
The next story could be yours.
Request an Introduction →Home / FAQ
Questions
Asked often, answered plainly.
If your question is not here, your banker is one message away — day or night.
What is the minimum to open a Taviora relationship?
Signature private banking begins at €250,000 in deposited or managed assets. Reserve begins at €2.5 million and Sovereign, our invitation-only tier, at €25 million in relationship assets.
How is my money protected?
Client deposits are protected up to €100,000 per client under the EU Deposit Guarantee Scheme. Custody assets are fully segregated from the bank's balance sheet, and Taviora maintains capital ratios well above Basel III requirements.
Is Taviora a fully licensed bank?
Yes. Taviora Bank AG is authorised as a credit institution in the European Union and operates under EU banking supervision, with headquarters in Zürich and offices in London, Paris and Dubai.
Which countries do you serve?
We currently serve residents of 19 countries across the European Economic Area, the United Kingdom, Switzerland and the UAE. Availability for other jurisdictions is assessed case by case by our onboarding committee.
How do I receive a Sovereign invitation?
Sovereign is extended by invitation to clients with €25 million or more in relationship assets, typically after a period as a Reserve client or by referral from an existing Sovereign member. There is no application form — deliberately.
What are your fees?
Taviora charges transparent flat advisory fees from 0.35% to 0.85% per annum depending on mandate and tier, with no hidden retrocessions. Card memberships are billed annually and disclosed in full before signature.
Do you support digital assets?
Yes. Taviora offers regulated, insured cold-storage custody for major digital assets and structured exposure through discretionary mandates, subject to suitability and your written risk budget.
How do I reach my private banker?
Every client has a dedicated banker reachable by encrypted in-app chat, phone and WhatsApp, 24 hours a day, 365 days a year. Response time for Sovereign clients averages under four minutes.
Still curious? We answer in person.
Ask Us Directly →Home / Contact
Begin the conversation
Quietly, at your convenience.
Share a few words and a senior banker — never a call centre — will reach you within one business day. Or simply message us on WhatsApp.
Our addresses
Four cities. One standard.
Zürich — Headquarters
Quai des Banques 1, 8001 Zürich
London
3 Mount Row, Mayfair, W1K 3SH
Paris
28 Avenue Montaigne, 75008
Dubai
Gate Village 7, DIFC